Universal Gift Card

It’s quite common that instead of buying a gift you go to your favorite store and buy a gift card. This is better for the person you are buying the gift card for so that they can buy whatever they want, just in case someone got them the same gift that you thought of.

This is what you say, but what if the person receives like 10 best buy gift cards? Wouldn’t that limit their choices to only electronics? What if they wanted a swimming suite, or a pair of new sneakers?

This is when a universal gift card comes in handy

A universal gift card is a gift card that can be used at any merchant where a credit card is accepted as a method of payment, including almost all of the online stores.

Universal gift cards are usually issued by one of the major credit card companies, like MasterCard and Visa gift cards. They come with another advantage, other than being universally accepted wherever a credit card is accepted. And this advantage is that you can customize it with the name of the person who’ll receive this gift.

There are different types of universal gift cards; some are reloadable while some aren’t, some can be used anywhere and some are for electronic use only, and some can have the balance checked online while other lack this feature.

It’s quite amusing to watch the evolution of gift cards. I remember back in the 9o’s we only had gift certificates and those could be issued from the mall management. That was a nice looking peace of paper with my name on it and a certain amount of money that I can use only once. The good thing is that I could go to the mall, buy a pair of socks for two bucks and cash out the remaining balance. I did that twice in one day ;-).

Then came the gift cards issued by certain stores like Walmart, Starbucks, and Best Buy. Those looked more like a card with a magnetic strip that you can swipe just like a credit or debit card. Then came out the universal gift cards that can be used anywhere a credit card is accepted.

Isn’t that convenient!

Anyways, a universal gift card also comes with another advantage that only those addicted to shopping online will realize. You can buy yourself one, and use it to shop online with merchants you’re not hundred percent sure are safe. Whever you’re suspecious but you need that service or item you can use your univeral gift card to pay. This way if the merchant turns out to be a scam or a phishing net you limit their access to whatever you have on your card. It’s like using a prepaid debit card but with the “disposabelity” feature.

The Best Gift Idea

Free $500 Visa Gift CardBefore the great invention of gift cards it was one of the biggest problems to choose a gift for everyone on your list for the Christmas holidays, or whatever holidays you are celebrating. And the bigger the list the bigger the problem becomes. And no matter what you do some of the beloved ones on your list will not be happy with your choice. It’s always good to ask what they wish for this Christmas, but this is not always a choice.

Free Gift Cards - You choose how you earnNow with the invention of these tiny cards you can take your gift money to the store of your choice and buy a bunch of their gift cards with it. Give your beloved ones the gift cards and let them go shopping for the gift so that it becomes their own choice. Besides, they can get what they want for less if they go shopping during the boxing sales. They also can combine the values of different cards from the same store and get one big thing that otherwise they couldn’t afford.

The problem still exists though. You might choose a store that might not be their first choice. Limiting their shopping for the gift in the store of your choice restricts their freedom to buy anything they want. Combining the values of cards might not be an option if they get gift cards from different stores.

And the best solution for this issue is to give them universal cards that they can use anywhere they want without any store restrictions. And this universal card is nothing other than a prepaid visa gift card. This gift card can be used anywhere visa is accepted as a method of payment.

A visa gift card can be used in the stores as well as on the Internet. This is the ultimate freedom in choice for the gift a recipient might have.

Imagine receiving all of your Christmas gifts in the form of visa gift cards. This makes you really rich after the holidays. You can combine the values of these cards and buy that gigantic 3D TV, a new computer, renovate the house, or even go on a vacation and pay for it with those cards.

Therefore, to make the life of the beloved ones on your Christmas list easier make sure the value of the card is written on the envelope so that they can do their maths without having to guess while doing the purchase.

Shopping for gifts had never been easier. The only draw back is when you don’t want your boss in the work to know the cost of the gift, but that’s another story for another day.